<p>The great British public still overwhelmingly wishes to invest in a new home, but are putting plans on hold because of the problems of raising deposits or obtaining a mortgage according to a YouGov poll published today for the New Homes Marketing Board (NHMB).</p> <p>It finds that 89% of respondents see home ownership as a sensible investment in the future - a figure that has held steady throughout the credit crunch. But 43% say they have put plans to buy on hold because of problems obtaining a mortgage, saving for a deposit or because of a lack of confidence in the market.</p> <p>"It is clear that (the current climate) is causing frustration and resentment," said NHMB chairman David Pretty. "It is particularly frustrating for those buyers who are creditworthy and have a reasonable deposit but who simply cannot get a suitable mortgage." He said the industry is urging the government and the Council of Mortgage Lenders to do everything possible to improve liquidity and mortgage availability.</p> <p>"I am repeating my call for the setting-up of a National Homes Deposit Savings Scheme," said Pretty. "This will actively encourage youngsters to save for their deposit in advance, with a 25% tax free …